Cash flow forecasting for accounting firms and the businesses they advise

The challenge

“Clients ask whether they can afford a hire or a slow month, and the answer is buried in last quarter's spreadsheet.”

What you do in CashflowCycles

• Your client connects their bank accounts through Plaid (read-only, no bank passwords stored) and invites you as a user.
• Build a 3, 6 or 12-month forecast with a moving average, linear trend or polynomial model, each showing base, best and worst cases.
• Go through the six-week Obligation Radar together: remittances, payroll and bills against cash on hand.
• Review KPI reports and, on Growth and Scale, export transactions to CSV for your files.

The challenge

“The balance looks fine today, but I never know if it will cover payroll and the sales tax remittance next month.”

What you do in CashflowCycles

• Balances and transactions sync automatically every day, with a manual refresh when you need one.
• The Obligation Radar lays out the next six weeks of committed payments against the cash you have.
• Cash Runway and Projection alerts flag a tightening forecast. Growth adds spending alerts and email notifications.
• Run a what-if before you commit: lose a client, change revenue or add a monthly cost.

The challenge

“The owner, operations and our accountant each work from a different version of the numbers.”

What you do in CashflowCycles

• Invite up to 10 users on Scale. Admins assign each member a role and can suspend, reactivate or remove access.
• Use up to 15 bank connections and search the full transaction history.
• Model losing your largest client, using that client's measured monthly value, before the conversation with your bank or partners.
• Follow 13 KPI reports on financial health, revenue and operations, with all 9 alert types.